Driving convictions have been trending upwards for a decade and saw a 14% rise in 2022 compared with 2021.1 With rising insurance costs in the current economic climate, getting back to the road after a ban is quickly becoming unattainable for more and more drivers.
Once drivers have served their ban, the high cost of traditional insurance adds another punishment despite little evidence that people with previous convictions are likely to reoffend.2 Our convicted driver product provides an easier road back to affordable insurance.
We’ve designed our convicted driver insurance to give people the quickest and easiest route back to normality. Using a telematics device, we provide the driver with plenty of feedback to work towards regaining a No Claims Discount, as well as a renewal price based on their driving.
“A driving conviction or ban will cause a huge amount of disruption to a person’s life and could even result in a loss of livelihood. When they’re ready to get back on the road, high insurance premiums add an extra obstacle.“With the continuing cost-of-living crisis, it’s vital these drivers are supported back into good driving behaviour and fair premiums.”
Richard King
Founder and CEO of Ticker
Ticker’s mission is to bring connected motor insurance to a much wider market, with propositions for the majority of UK drivers – and convicted drivers are the next group to benefit.
1 Criminal Justice System statistics quarterly: June 2022
2 Proven reoffending statistics: July to September 2020
